Making Tax Digital for sole traders and landlords
MTD for Income Tax, without the accounting software
Drop in your bank statement, confirm the category totals, submit your quarterly update. No bookkeeping to learn.
Early access and a founding price for the first users. No spam.
Your MTD quarterly update in three steps
Upload
Export a CSV from your bank or upload your invoices. We read the transactions from the start of the tax year.
Check
Every transaction is sorted into the right income and expense category. Fix anything that looks off, then see your running totals.
Send
Press OK and your quarterly update goes off through Making Tax Digital. Only category totals are sent, never your bank data.
Joining MTD in April 2027?
If your turnover and rents added up to more than £30,000 in 2025-26, MTD for Income Tax applies to you from 6 April 2027. Your first quarterly update is due by 7 August 2027.
- For sole traders, landlords, or both
- Works with any UK bank that exports CSV
- Cumulative totals from 6 April, calculated for you
- All four quarterly updates and the final declaration
- You sign in with your Government Gateway. We never see or store your password
One simple price
All four quarterly updates and your final declaration. Cancel anytime.
All four quarterly updates and your final declaration, paid once for the tax year.
Waitlist members get a founding price, locked in for as long as they stay. How this compares with other MTD software
MTD for Income Tax, explained
MTD for income over £30,000: what changes from April 2027
Over £30,000 gross from self-employment and property in 2025-26? You must use Making Tax Digital from 6 April 2027. Dates, examples and the HMRC letter.
MTD for Income Tax deadlines 2026-27 and 2027-28
Every MTD for Income Tax quarterly update deadline for 2026-27 and 2027-28, standard and calendar quarters, plus final declaration dates.
MTD penalties: is there a penalty for a late quarterly update?
How MTD for Income Tax late submission points, the £200 penalty and late payment penalties work, and which groups get an easement.
MTD cumulative quarterly updates explained (and how to fix a mistake)
Each MTD quarterly update covers the tax year so far, from 6 April. See a four-quarter worked example, the spreadsheet mistake and how to fix errors.
What goes in an MTD quarterly update: categories explained
The income and expense categories in an MTD quarterly update for self-employment and UK property, with plain-English examples and what waits for year end.
MTD for jointly owned property: shares, Form 17 and what each owner sends
How Making Tax Digital works for joint landlords and married couples: each owner's share, Form 17, income-only updates, a worked example and agents.
MTD for Income Tax software: your four options and what they cost
Compare the four ways to do MTD for Income Tax: accounting software, bridging, spreadsheets and bank-statement tools, with prices checked November 2026.
Can I do MTD for Income Tax with a spreadsheet or my bank statement?
Spreadsheets can hold MTD digital records, but need bridging software and digital links. See what records must contain and how bank CSVs fit.
MTD qualifying income: what counts towards the threshold
MTD qualifying income is gross self-employment and property income, not profit. Wages, pensions and dividends do not count. Worked examples included.
MTD for Income Tax exemptions: who is exempt and how to apply
Who is exempt from MTD for Income Tax: automatic exemptions, digital exclusion (age, disability, location, religion), and how to apply and appeal.
MTD final declaration: what you submit at the end of the tax year
What the MTD for Income Tax final declaration is, when it is due, what you add after the fourth quarterly update, and how it differs from Self Assessment.
Does MTD apply to rent-a-room income? Small landlord edge cases
Rent-a-room, lodgers, the £1,000 property allowance, new lettings, letting agents and foreign rent: how each one fits Making Tax Digital for Income Tax.
MTD with more than one income source: sole trader, landlord or both
Self-employed and a landlord, or running two businesses? How MTD adds up your income, how many quarterly updates you send, and a worked 2027-28 example.
Questions
Do I need Making Tax Digital for Income Tax?
If you are a sole trader or landlord and your qualifying income (turnover plus rents, before expenses) is over £50,000, you have been required to use it since April 2026. Over £30,000, from April 2027. Over £20,000, from April 2028. Check when it applies to you
When can I start using SendMTD?
We are building now and aim to be ready for the April 2027 group. Join the waitlist and we will email you as soon as you can sign up.
What gets sent, and what stays with me?
Quarterly updates contain only totals per category, such as turnover or travel costs. Your individual transactions are used to calculate those totals and are not sent anywhere. What goes in a quarterly update
Why does each update include figures from 6 April?
Quarterly updates are cumulative: each one covers the tax year so far, not just the last three months. SendMTD works out the running totals for you. How cumulative updates work
Is this accounting software?
No. It does one job: turn your bank statement into the quarterly updates and final declaration you are required to submit. If you need invoicing, payroll or VAT, a full accounting package is a better fit. Compare your options
Get early access
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